Bajaj General Insurance (formerly Bajaj Allianz)
Private general insurer
Insurer claim record (FY24–26 average, NL-37)
95.63%
Claims settled by number, NL-37 Ditto method, FY24–FY26.
Complaints per 10,000 claims, FY24–26 average
3.85
FY26: 5.25. Source: NL-45 grievance disclosures.
Below the benchmark of 20 for general insurers.
Incurred claim ratio (FY25)
87.31%
Claims paid out as a share of premium earned. FY23 74.27%, FY24 84.96%. Source: IRDAI annual reports.
Pays out most of what it earns; watch renewals.
Network hospitals
12,600+ hospitals (insurer-stated)
As stated by the insurer.
Flags
- Lowest complaints
- FY26 CSR dip
Source: Ditto Data Lab compilation of IRDAI NL-37, NL-45 and annual reports, 7 September 2026. CSR by number of claims, NL-37 Ditto method.