Galaxy Health & Allied Insurance
Standalone health insurer
Insurer claim record (FY24–26 average, NL-37)
Insufficient history
Fewer than three years of claim data, so we don't rate this insurer yet.
Claims settled by number, NL-37 Ditto method, FY24–FY26.
Complaints per 10,000 claims, FY24–26 average
Not reported
FY26: 25.9. Source: NL-45 grievance disclosures.
Below the benchmark of 40 for standalone health insurers.
Incurred claim ratio (FY25)
Not reported
Claims paid out as a share of premium earned. FY23 Not reported, FY24 Not reported. Source: IRDAI annual reports.
Network hospitals
9,400+ hospitals (insurer-stated)
As stated by the insurer.
Flags
- New insurer
- 2-yr avg only
Source: Ditto Data Lab compilation of IRDAI NL-37, NL-45 and annual reports, 7 September 2026. CSR by number of claims, NL-37 Ditto method.